One Year Certificate of Deposit Rates for the Week Ending May 29, 2009
PRLog (Press Release) –
May 31, 2009 – One year certificates of deposit rates fell once again for the week ending May 29, 2009. The average for the highest CD rates with a one year term available nationally ended at 2.51% down from 2.53% in the previous week. As Treasury securities have risen significantly from the beginning of the year while one year bank CD rates have moved down, the expectation is that bank rates will almost certainly will be higher a year from now. In an environment such as this, it generally behooves investors to choose the one year CDs or six month CDs and avoid the longer maturity CDs.
The best CD rate in the one year term remains with Ally Bank which has an interest rate of 2.80%, unchanged from the previous week. Ally Bank or as it was known previously, GMAC Bank, has been the reigning king of the one year CDs since the end February. Corus Bank offers the next best one year CD rate although the rate has been reduced by 3 basis points or 3/100 of a percent to yield 2.68%. Following this rate is the one year CD of UFB Direct that is unchanged from the prior week at 2.65%. Hanmi Bank of Los Angeles, California remains seated with the next highest one year CD with an interest rate of 2.53%. The lowest rate for the top ten best one year CD rates what cut down modestly from 2.40% last week to end this week at 2.35%.
SelectCDrates.com is the leading industry tool for selecting the best CD rates. SelectCDrates.com provides bank rate data on banks locally and nationally to help consumers quickly find the best rates to fit their needs. Selectcdrates.com publishes two bank certificate of deposit rate tables each week as well as weekly rate tables for bank money market accounts and bank savings accounts. The certificates of deposit tables are compiled weekly to find the highest yielding CDs available nationally and in the top 20 largest states. To view the results from Selectcdrates.com tables visit http://www.selectcdrates.com.
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SelectCDrates.com is the leading industry tool for selecting the best CD rates. SelectCDrates.com provides bank rate data on banks locally and nationally to help consumers quickly find the best rates to fit their needs. SelectCDrates.com achieves the goal of publishing the best rate information by searching for the highest bank rates with web crawlers, telephone surveys and local market research. SelectCDrates.com staff provides current statistics on economics news that impacts the bank and credit markets as well as in depth articles on bank products and services. To view all the bank CD rates and articles visit http://www.selectcdrates.com.
SelectRates Media, Inc. of Naperville Illinois owns and operates http://www.selectCDrates.com. along with http://www.selectcalculators.com, http://www.selectautorates.com and http://www.bestcreditcardrates.com.
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